Onboard in days. Fund customers in seconds
We offer a seamless experience for partners and small businesses.
Fast onboarding. Faster funding. A frictionless experience for everyone. All powered by our tech.
Financial products to serve every business need.
There's no one size fits all for small businesses.
We currently offer 3 funding products, each designed with their unique needs in mind.
Working with our partners
How we make it happen
Our platform gives your customers a tailor-made experience, with crystal clear terms and faster funding than ever before.
01. All in your brand
We become an extension of your product offering. Your customers stay in your world, with a seamless experience through your platform and your brand.
02. DELIVER ON-POINT OFFERS
Eliminate the fear of rejection with personalised offers unique to each business customer. That’s the power of over 20 million data points, and our platform working to interpret them.
03. BEST-IN-CLASS EXPERIENCE
Fund businesses at the speed they do business. Day or night, with our 4-click journey. Fully-automated decisions. Zero paperwork. Funds delivered fast. That’s truly transformative.
Our platform
One API. Endless possibilities
We design our product to drive small businesses forward.
And we are always evolving to make a difference where it matters. From the application experience to the payment options, and everything in between.
Embedding our platform means you’re set up for the future, and so are your customers.
01. Seamless and simple
Flexible. Adaptable. A single API. We remove complexities and adapt to your needs, choose a white-labelled platform hosted by us, or fully embed our API yourself.
02. Extensible
Embed the platform that evolves for you. Release new features, unlock functionality, open up new markets. All from the same integration.
Built for
world-defining business
Whether you’re a payment provider, a software platform or a neobank, based in Stockholm or San Francisco. We’re ready and waiting to work with you.
The future of finance is taking shape
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FAQs
What is Embedded Finance?
Embedded Finance is the integration of financial services into other platforms or products. It allows companies to offer financial services, like lending, to their customers - in this case, small businesses.
Is my business suitable to offer embedded finance with Liberis?
We work with a number of different types of business, but our ideal embedded finance partner is looking to decrease customer churn, increase their incremental revenue and looking to acquire more small business customers through offering a value-added service.
We typically work with partners who have a high digitally engaged and direct relationship with SMBs. Working with Independent Software Vendors (ISVs), ecosystem platforms or marketplaces and payment providers is our bread and butter.
If I want to partner with Liberis, how do I get started?
Reach out to us via our contact form, and a member of our partnerships team will guide you through the onboarding process.
What kind of financial products can I offer through Liberis?
- Revenue Finance: Merchants can access $/£/€ 500-1m in minutes through a quick application form, payments are then made based on a % of daily card transactions.
- Flexi Advance: Merchants can access $/£/€ 500-2m, drawing down on an available balance, whilst maintaining the flexibility of sales-based payment.
- Grow Now, Pay Later: Fee-free financing between $/£/€ 500-1m for sellers, used to access products within your own product portfolio. The fee is discounted for the seller, and they pay the principal as a fixed percentage of daily sales.
We also have a number of other products in live pilots - reach out to find out more.
How does the commercial model work between Liberis and its partners?
Embedded Finance provides an immediate additional revenue stream via an agreed commission structure. Commission is provided on every funded deal - initial and renewal deals. On average 80% of small business customers take out a subsequent deal, and on average every user takes over 3 deals.
Embedded Finance also offers long-term revenue growth opportunities, due to increased retention and lifetime value of your existing customer base.
Who provides the capital?
Liberis can provide all capital for funding, or our partners can opt to provide the capital and simply use the Liberis Platform to offer it to their customers.
What technical setup is required to integrate Liberis and maintain the service?
Onboarding with Liberis can range from zero development work to 4-6 weeks, depending on the level of “embedded” you need.
We can either provide a white-labelled platform hosted by us (we can get this live in under 10 days) or you can fully embed our API yourself (this can be live in less than 2 weeks).
For the fully embedded option, Liberis provides lessons for your engineers, technical support throughout the integration and post-integration as standard. More detail here.
Other than technical resource, what else would a new partner need to get started with Liberis?
In order to enable pre-approvals, targeting, pre-decisioning, and document free applications, we require anonymous GMV data on your small business customer base.